Based on domestic studies about insurance scale,this paper analyses the significant affecting factors which influence insurance density in China by using the method of co-integration regression,and sets Compertz model to simulate insurance density in China,which means insurance industry in China is promising.

The paper explores the spatial correlation of China\'s provincial insurance density through spatial econometrics,and finds that the insurance density is characterized by regional clustering and its convergence in the national level has been strengthened at the same time.

Although China’s insurance industry has gained a rapid and continuous development in recent years,it is far from that of developed countries in insurance density and depth,which suggests that the effective demand of the Chinese market for insurance fails to be uncovered.

Discussing on establishing the insurance system of overseas investment in China;

Study on the environment liability insurance system in China;

It is imperative to establish railway engineering insurance system;

Change Law of Insurance Depth and Forecasts of Chinese Insurance Market;

With an empirical study of Chinese insurance consumption preference in 13 cities or districts of Jiangsu province,this paper puts forward some suggestions for promoting Chinese insurance consumption consciousness and its insurance density and insurance depth.

A Study on the Mechanism of Insurance Institutional Evolution in China;

The present paper, through an analysis of the development of insurance institution in China since 1949, intends to show that the arrangement of insurance institution, like that of other stateowned financial institutions, is generated by combined systems which are determined by China s particular dualstructure.