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1)  region joint-stock commerce banks
上市区域性股份制商业银行
1.
Credit risk,especially loan risk is the main risk Chinese region joint-stock commerce banks facing.
信用风险特别是信贷风险,是我国上市区域性股份制商业银行当前面临的主要风险。
2)  Joint-stock Commercial Banks
股份制商业银行
1.
The Interaction Between CTEs and Joint-stock Commercial Banks;
乡镇企业与股份制商业银行的互动机制研究
2.
Studies on the Management of the Establishment of Branches of China s Joint-stock Commercial Banks;
股份制商业银行分支机构设置管理研究
3.
Research on Ownership Structure of Chinese Joint-stock Commercial Banks;
中国股份制商业银行股权结构研究
3)  Shareholding commercial Banks
股份制商业银行
1.
This paper firstly describes the status quo of non-performing assets in our country s shareholding commercial banks.
本文描述了我国股份制商业银行不良资产现状,并从宏观经济环境、银行自身弱势、法人治理结构及社会信用等方面,对我国股份制商业银行不良资产的成因进行了客观分析,重点阐述了我国股份制商业银行解决不良资产的战略选择。
2.
Therefore, it is important for the shareholding commercial banks to take positive mea-sures in various reforms of system, management and technology, in order to increase their competing ability in the new situation.
我国加入WTO将给股份制商业银行带来机遇和挑战。
3.
Reforms along with banking industry of our country, the shareholding commercial banks develop rapidly.
随着我国银行业改革,股份制商业银行迅速发展起来。
4)  joint-stock commercial bank
股份制商业银行
1.
This paper analyzes in detail on the disadvantages of the performance evaluation system of joint-stock commercial bank,establishes the performance evaluation system of joint-stock commercial bank focusing on the strategy and prospect based on the BSC,and puts forward some matters that should pay enough attention to in using this system to make the performance evaluation.
分析了目前我国股份制商业银行绩效评价中存在的弊端,以平衡记分卡(BSC)为基础,构建了以远景和战略为中心的股份制商业银行绩效评价体系,并提出了应用该体系进行绩效评价时应注意的事项。
2.
The joint-stock commercial banks, being as the national banks, must adopt new differential marketing if they want to win in the financial market competitions.
股份制商业银行作为全国性的银行要想在金融市场竞争中取得胜利,就必须采取新的差异化营销。
3.
We use a new method to establish the indicator system of the efficiency of joint-stock commercial banks with the conclu- sion that there are evident differences in the efficiency among the banks studied;the stability acts as the first role in the ef- ficiency,and then the profitability and .
提出一种新的我国股份制商业银行运行效率水平评价指标体系,结果表明各股份制商业银行效率差异较大;稳定性状况是目前决定股份制商业银行运行效率的重要因素,其次是赢利性与公司治理状况。
5)  share-holding commercial banks
股份制商业银行
1.
Research on Corporate Governance about Share-holding Commercial Banks in China;
我国股份制商业银行公司治理研究
2.
Using the new index of EVA to measure the performance of corporate governance, this paper analysis the relationship between the share-holding commercial banks governance structure and the performance.
文章运用EVA这一衡量公司治理绩效的新指标,对我国股份制商业银行治理结构作了回归分析。
3.
This essay uses the factor theory to analyze the indexes including profitability,liquidity,security,operating capability,market seizure capability and development capability among the index system for operating performance of share-holding commercial banks.
通过对股份制商业银行盈利性、流动性、风险、发展能力、市场份额、经营能力六个方面构建绩效评价指标体系,运用主成分因子分析法对我国八家股份制商业银行的经营绩效进行评价分析。
6)  shareholding commercial bank
股份制商业银行
1.
The study of Corporate Governance on Shareholding Commercial Banks Based-on Efficiency Analysis;
基于效率分析的股份制商业银行公司治理问题研究
2.
As the new vigor of banking industry, shareholding commercial banks after two-decade fast growth have been an important part in China s financial system.
作为银行业新生力量的股份制商业银行经过20年的迅猛发展,已经成为中国金融体系的重要组成部分。
3.
This article starts with analyzing the intension of the competitiveness of commercial bank, appraises relevant methods of what the competitiveness of commercial bank of comparative analysis and preliminarily structures out one set of the competitiveness evaluation index system that can suit the shareholding commercial banks of our country.
本文以商业银行竞争力理论为基础,从剖析商业银行竞争力的内涵入手,比较分析了商业银行竞争力评价的有关方法,初步构建出一套能够适合我国股份制商业银行的竞争力评价指标体系。
补充资料:股份银行
      按照股份公司形式组织起来的商业银行。
  
  股份银行的组织形式与股份公司类同,是根据股份制度发行股票,利用股份资本创建的,是西方国家银行最普遍的组织形式。股份银行是独立法人,享有银行法规定的权利和义务,其资本不依赖于股东的个人财产而独立存在。
  
  股份银行的资本是投资组建者认购股份而筹集起来的。方式一般有两种,一种是招股,即在社会上公开发行股票;另一种是认股,即由股份银行创建人认购,再出售给其他人。股票一经售出,股份银行就取得所有权,永久支配这些股份资本,购买者就成为该银行的股东,无权要求银行偿还,一旦银行倒闭,先要依法由指定的清算人对其债权债务和财产进行清理,清理结束后要由股东大会承认和法院批准。
  
  股份银行的税后利润分配有两部分,一部分是公积金,一部分是红利。前者用于扩大投资或弥补亏损,增强财务实力,后者则以股息形式分给股东。
  
  股份银行的最高权力机构是股东大会,由股东大会选出董事会,负责履行监督管理和制定决策的职责,并由行长和副行长在董事会领导下经营日常业务,有的大股份银行还设有监事会负责监督银行经营管理方面的活动。在西方国家,有的股份银行属于某个垄断集团,并受其控制。
  
  股份银行和股份公司一样分为有限和无限两种,股份有限制的股东只承担有限风险,对其债务的责任仅限于其持有的股票总额,股份无限制的股东则要对其债务负无限的责任,风险大,所以,股份银行多是股份有限制。
  

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