1) credit grudging
惜贷
1.
The banks tend to be credit grudging in order to avoid from losing.
这种银企之间的信息不对称现象,一定程度上使银行不愿对缺乏相应信息的企业提供信贷支持,从而产生“惜贷”行为。
2.
With a Game Theory analysis of the behavior of bank and enterprise, it is indicated that "credit grudging" of commercial banks is the result to reduce the risk of asymmetris information.
通过对银企行为的博弈分析指出银行为了减少信息不对称带来的风险而产生惜贷行为,并对经济运行产生了不利影响。
2) credit reluctance
惜贷
1.
"Excessive credit" and "credit reluctance" are examples of disequilibrium and are caused essentially by departures from profit maximization principle.
“超贷”与“惜贷”都是信贷市场非均衡现象 ,不以利润最大化为目标是导致“超贷”、“惜贷”现象的根本原因。
2.
“Credit reluctance”to SMEs is common phenomenon that exists in commercial banks of China.
我国商业银行对中小企业存在明显的“惜贷”现象,一方面制约了中小企业的发展,另一方面也约束了银行业务的发展。
4) loan-cherishing
惜贷行为
1.
There appeared the loan-cherishing behaviour that could not be explained by the planned-oriented loan theory and the western loan theory, which restricts loan function of promoting economy development.
因此，研究中国商业银行惜贷行为的形成机制，有助于进一步增强我国金融改革政策制定的前瞻性和系统性，具有重要的理论和现实意义。
补充资料：惜花容
惜花容
词牌名
代表作·宋·盼盼
少年看花双鬓绿。
走马章台管弦逐。
而今老更惜花深，终日看花看不足。
坐中美女颜如玉。
为我一歌金缕曲。
归时压得帽檐敧，头上春风红蔌蔌。
说明：补充资料仅用于学习参考，请勿用于其它任何用途。
参考词条