1) the credit grudging"
惜贷"
1.
Using the Game Theory and Information Economics model, this paper analysis and indicate "the credit grudging" of commercial bank is the result of adverse selection caused by the asymmetric information between the bank and enterprise in Chinese credit market.
本文运用博弈论和信息经济学模型,分析并指出我国信贷市场中的银行"惜贷"现象本质上是由于银企之间信息不对称引起的"逆向选择"的结果;接着证明了扩大银企的共享信息,消除信息不对称,对各方均有利;最后提出相应的对策。
2) credit grudging
惜贷
1.
The banks tend to be credit grudging in order to avoid from losing.
这种银企之间的信息不对称现象,一定程度上使银行不愿对缺乏相应信息的企业提供信贷支持,从而产生“惜贷”行为。
2.
With a Game Theory analysis of the behavior of bank and enterprise, it is indicated that "credit grudging" of commercial banks is the result to reduce the risk of asymmetris information.
通过对银企行为的博弈分析指出银行为了减少信息不对称带来的风险而产生惜贷行为,并对经济运行产生了不利影响。
3) Credit stinting
“惜贷”
1.
The discussion on credit stinting in running student loans of our country s commercial banks:taking federal family education loan program of U.S. as a reference;
我国商业银行学生贷款中的“惜贷”问题探讨——以美国联邦家庭教育贷款为参照
4) credit reluctance
惜贷
1.
"Excessive credit" and "credit reluctance" are examples of disequilibrium and are caused essentially by departures from profit maximization principle.
“超贷”与“惜贷”都是信贷市场非均衡现象 ,不以利润最大化为目标是导致“超贷”、“惜贷”现象的根本原因。
2.
“Credit reluctance”to SMEs is common phenomenon that exists in commercial banks of China.
我国商业银行对中小企业存在明显的“惜贷”现象,一方面制约了中小企业的发展,另一方面也约束了银行业务的发展。
5) sparing loan sparing loan fiscal audit
"惜贷
6) banks credit unwillingness
银行惜贷
参考词条
补充资料：惜死
1.珍惜生命，不轻于死。 2.犹怕死。
说明：补充资料仅用于学习参考，请勿用于其它任何用途。