Monte Carlo Simulation of Credit Risk VaR for Loan Portfolio;

Study on the factors inducing credit risk and the countermeasures of personal housing consumption in Beijing;

Research on quantitative assessment to the credit risk of commercial bank;

An Analysis on The Credit Risk of Policy Bank;

Focusing on causes of credit risks of commercial banks, this paper gives some suggestions for the state commercial banks to prevent the credit risks by using the experience of international banking industry s countermeasures of controlling the credit risks.

Major tasks to be accompli shed in the model are:select index reflecting credit risks in a sector and index reflecting macro-economic changes;define the function relationship bet.

This paper is the first to give the two-stage optimization model of the structure of assets and liabilities and credit risks control that balance the flowability, security and profit-making of bank assets, which is the technical method of bank assets and liabilities management.

In order to guard against and melt these risks,the commercial bank should take measures to expand the finance channel,consummate the credit loan risk management,establish the risk shift structure and so on.

The paper analyzes the mechanism and factors to cause credit loan risk and puts forward some measures to prevent monetary risks.