1) personal housing consumption loan
个人住房消费贷款
1.
The market risk from personal housing consumption loan is a kind of macro systematic risk.
个人住房消费贷款市场风险是一种宏观的、系统性的风险,主要通过信用风险表现出来,其影响是全面而集中的,银行以通常的信用风险防范机制无法加以控制和应付。
3) personal housing loan
个人住房贷款
1.
China s rules of personal housing loan management ought to be improved.
为了完善我国的个人住房贷款管理法规 ,提出三项主要建议 :扩展个人住房贷款的用途范围 ;扩大贷款对象的范围 ;完善关于贷款担保的规
2.
In recent years,the commercial bank regards the personal housing loan as the high-quality loan,so it has been developing business of personal housing loan in a more cost-effective manner all the time.
近年来,商业银行把个人住房贷款看作是优质贷款品种,因此一直大力发展该项业务。
3.
Because of the good profits of personal housing loan, all commercial banks step into this field, but it also has market risk.
个人住房贷款因具有良好的收益性而成为各商业银行竞相进入的领域 ,但同时也存在较大的市场风险。
4) individual housing loan
个人住房贷款
1.
The Risk Management Research on Individual Housing Loan in Commercial Bank;
商业银行个人住房贷款风险管理研究
2.
This paper makes an analysis of the causes for the risks of individual housing loans so as to provide some information for the establishment of mechanisms for preventing such risks.
我国个人住房贷款的风险正日益积累却没有得到充分重视 ,可能成为未来银行不良贷款增加的重要因素之一。
3.
With the boom of the real estate industry in China,the amount of individual housing loans expand rapidly,and the risks are growing as well.
随着我国房地产业的蓬勃发展,个人住房贷款量得到了迅速扩张,其风险也日渐显现,为此,我国银行业必须加强对个人住房贷款的风险研究。
5) individual consumer loans
个人消费贷款
1.
the main risks of individual consumer loans result from two factors: short of refund ability with borrower, short of refund wills with borrower.
个人消费贷款业务的风险,主要来自借款人的还款能力不足和借款人的还款意愿不足两大方面,严格的风险防范措施,应包括银行内部风险控制机制的建设和外部法律社会体制的配合以及风险转移体系的建设。
补充资料：个体工商户住房消费贷款
个体工商户住房消费贷款
I个体工商户住房消费贷款】中国金融机构直接面向个体工商户发放的住房消费贷款。个体工商户在住房购买、建造或维修、改造住房时，因资金不足可以直接向金融机构申请住房消费贷款。此种贷款的特点是先存后贷、存贷结合、长期优惠。
说明：补充资料仅用于学习参考，请勿用于其它任何用途。
参考词条