United States, Britain, Japan and other countries have continued to carry out financial reform, and gradually achieve comprehensive management of the financial industry.

Bancassurance Business Under the Background of Integrated Operation: A Synergetic View;

Financial integrated operation is the inevitable development trend and the key to financial institutions improving overall competitiveness.

Facing the drastic survival crisis from foreign invested insurance tycoons based on the integrated operations, Chinese insurance companies should carry on the financial holding to avoid the conflict in integrated operations under the current legal system while scale revenues and scope economy can be obtained.

The Choice of Financial Supervision Pattern under the Trend of the Financial Comprehensive Operation;

Then, the authors introduce updated research and practices of EWS, both at home and abroad, and examine the specific features of risk sources and transmission paths amid the trend of comprehensive operation in China’s financial sector.

While financial service integration in a narrow sense refers to comprehensive operation,financial service integration in a broad sense denotes not only comprehensive operation but also contractual coalition forms amongst financial institutions such as sales agreement,strategic alliance and joint ventures.