The false use of other s credit cards is one of the categories of conducting swindling activities of credit card,likewise it is one of the difficulties to recognize the credit card fraud.

In order to fight against this crime effectively, it is necessary to give it a scientific definition, to distinguish credit card fraud from credit card dispute and other crimes and to set a standard for the fraud amount and frequent use of credit card for fraud.

They offend the crime of credit card fraud.

According to the paragraph 3 of article 196 of Criminal Law,those who falsely use other s credit cards as their own should be determined as the crime of credit card fraud,but there are no special issues on the determination of the falsely using other s credit cards as their own.

"Stealing credit card and using it" does not constitute crime of larceny but crime of credit card fraud.

According to different standards and angles,crime of credit card fraud also shows different patterns,which include unfinished pattern,crime-education pattern,joint pattern,and wrong-recognization pattern.

The property affirming to the offenses of the credit card deceives;

Act of taking the credit card of another as one’s own is one of the acts of crime of fraud on credit card in Chinese Criminal Law.

With the further developing of our country market economy and finance business , a lot of new problems has also appeared in connection with credit card crime of fraud.