Evading and keeping away the credit risk of the Shaanxi Rural Credit Cooperatives Union effectively and advancing the level of credit risk management are requests of the Shaanxi Rural Credit Cooperatives Union \'s healthy development, and are also the finance sustainment and guarantee to favorably realize the "three agricultures" economy development and new village construction under socialism.

Since self deepens the reform of rural credit cooperative launch a pilot project in 2003, the Shandong Province rural credit cooperative has resolved survival problem, rise resist risk ability and social position , becomes the whole province banking carrying weight backbone.