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1)  housing loan
房屋贷款
1.
In this article, we use the CDF-CGE model established by the Department of National Economy under the National Development and Reform Commission and MAS model, and design many plans to provide a set of synthesis test plan to solve the housing loan problem after the earthquake.
12汶川大地震遗留下来的灾区房屋贷款问题提供了一套综合模拟测试方案,以期对灾后金融市场的稳定作出有益的探索。
2)  American Sub-prime Loans
美国次级房屋贷款
3)  MBS
房屋抵押贷款支持证券
4)  Sandwich Class Housing Loan Scheme [Hong Kong Housing Society]
夹心阶层住屋贷款计划(香港房屋协会)
5)  housing loans
住房贷款
1.
The inactivity of commercial banks and individual housing purchasers, the irregular management of the housing developers, and the lagging-behind of the relevant government laws and regulations have been the crucial points for carrying out the programs of personal housing loans.
我国开展个人住房贷款的主要难点在于商业银行、购房者个人参与的积极性不高 ,开发商经营的不规范及政府相关法规制度不配套 ,执行不力等。
2.
This article examines the relationship between housing loans and housing prices.
本文围绕住房贷款与住房价格的关系展开研究,将住房贷款与住房价格视为内生变量,将购买住房成本、二手住房价格、住房供求缺口、收入住房价格比视为外生变量,采用深圳市2006年1月至2008年5月的月度数据估计了包括2个内生变量、4个外生变量的VECM模型。
6)  housing loan
住房贷款
1.
The Analysis about Credit Risks of the Commercial Bank Personal Housing Loan;
商业银行个人住房贷款信用风险分析
2.
Analysis of Housing Loans of Commercial Banks to Guard against the Risk
商业银行住房贷款风险防范分析
3.
This paper analyzes the credit risk of housing loan, expounds the present situation of credit risk of Chinese individual housing loan, and advances some countermeasures for perfecting the credit system of Chinese individual housing loan.
分析了住房贷款中的信用风险,阐述了我国个人住房贷款信用风险的现状,提出了完善我国个人住房贷款信用体系的对策。
补充资料:美国分享增值抵押贷款


美国分享增值抵押贷款


【典国分享增位抵押贷款】美国房地产抵押贷款形式中,贷款到期后房地产金融机构可以重新将房产估值、重新融资、重新确定贷款利率的贷款。是应付通货膨胀的影响而采取的一种抵押贷款方式。由于通货膨胀的影响,房地产抵押贷款的利率不断上升,通货膨胀越严重,利率就越来越高。房地产金融机构认识到,抵押贷款利率的调整总是落在通货膨胀之后,它们的实际收益率总是赶不上通货膨胀率的增长,因此他们采取分享增值抵押贷款方式,以应付通货膨胀带来的影响。这种贷款利率较低,期限在10年以下。
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